• Money Matters,  Retirement

    Royal commission into the financial services industry

    The Royal Commission into the financial services industry has uncovered serious dishonest behaviour by the banks, financial planners and other financial institutions. The fraudulent behaviour in the financial services industry is very disturbing. Charging people a few years after they have died; poor advice from financial advisers; falsely witnessing signatures and so it goes on. As of 27 April 2018, the Commission has received 4501 public submissions. The worst offender out of the big four banks is the Commonwealth Bank of Australia (CBA). Now it has just emerged that the CBA lost statements linked to 20 million customer accounts. While CBA has assured customers, their personal information has not been…

  • Life Day By Day,  Retirement

    “T” is for Technology

    Yes, “T” is for Technology. Technology is moving so fast we all must be on our “front foot” to keep up with it. If you are like me you also know that “T” is for Trouble and “T” is for Time, such as pulling your hair out time! There has been plenty of times technology has caused me trouble and wasted my time. For example, working out a glitch in my self-managed website! Yet, the more I work with the technology the easier it is to work it out. I find I am more Technical these days – I have the Technique! At least with some of the twenty-first century…

  • Life Day By Day,  Retirement

    Tick-Tock, Tick-Tock to 2018

    Tick-Tock, Tick-Tock, all our clocks have ticked over to 2018. At least, for all of us who have a clock that goes Tick-Tock! It only seems yesterday when we were waiting for the clock to tick over into the year 2000. The Latin statement stat pro tempore nemo adhuc is so true. The words translate as time stands still for no one. Time keeps moving forward, the same number of hours in the day, seven days a week. Greenwich Mean Time (GMT), the local time at Greenwich, London, has been used as the basis for calculating the standard time in various parts of the world since 1884. From 1884 up until…

  • Health Matters,  Life Day By Day,  Retirement

    Older and waiting

    We all must wait, but when you are older and waiting there is another story! When you are older, waiting can be more difficult. The longer you sit, the harder it is to get up. Of course, I am not talking about myself, I am not that old yet! But there are many people who are older than me and need help getting out of a chair or walking, either with a stick or a wheelie walker. No more was I aware of being older and waiting when I was at my ophthalmologist this week. The waiting room is long, seats all around the walls, we are all familiar with…

  • Life Matters,  Retirement

    The Reckless Driver

    It seems to me that the reckless driver is 75 years or older. At least that is what it must feel like once you turn 75 years old. Then comes the yearly medical review to find out whether you are fit to drive or not. In South Australia, it is 70 years and if that was the case I would only be a few years away from having my driving ability assessed. Living in Queensland means I have a few more years to enjoy driving around the countryside without telling myself I am an older and potentially reckless driver! My “One&Only” (O&O) is at the stage of his life where…

  • Life Day By Day,  Retirement

    Board Games

    Are board games what happens when children or adults are board? Since the digital age there has been a decline in children playing board games. When I was younger playing board games was very popular during the school holidays, rainy days and when entertaining friends. As I had sisters close to my age I always had someone to play a board game with. We would play Monopoly, Ludo or Chinese checkers. These were our favourites. Apart from playing board games we would also play cards, such as snap. Not too much sophistication! It was all about fun and not winning. But for some children they thought winning was better than…

  • Life Day By Day,  Retirement

    Time Management Between 5 to 9

    The 5 to 9 principle is a key to assist me in understanding how good I am at time management. Do you think you are too busy to time-manage? Or, are you one of those people who says “it never worked for me” or “just not necessary”? Maybe it never worked because you never stuck at it long enough. I am a great supporter of time management. Yet, since I retired I have gone off-track in successfully managing the time available to me during the day. Busy people are great time-managers. As the saying goes “if you want something done, give it to a busy person”! Right now, at my…

  • Retirement,  Socio-Political

    People, Passion and Politics

    Where you find people, you usually find passion and politics. People, whether they are our loved ones or friends, people are important. We rely on other people. It is difficult to live a life without communicating and caring about others. I have heard people say over the years that life is better if you find and follow your passion! Is it that easy, I ask myself? Sometimes finding out what we are passionate about can be the most difficult activity. If you are a regular reader of my blog you may have noticed that I write on light-hearted subjects and then others that are socio-political. This is because I am…

  • Health Matters,  Retirement,  Socio-Political

    The Naked Retiree, Depression and the Mediterranean Garden

    The Naked Retiree, getting older, tired and depressed should now be creating a Mediterranean Garden. There is more than one reason that the naked retiree must get out in the garden. Already, many retirees have felt the heavy hand of the Federal Government changes to the age pension. That is, those that have less in their pocket. A few naked retirees have a little more, but not much more! Around 170,000, to be more precise, will receive $30 more in their fortnightly pension payment. Though for many of those, this small “leg up” will not make much difference when many are already living on “struggle street”. There are hundreds of…

  • Retirement,  Socio-Political

    The Naked Truth about age pension entitlements

    What is the naked truth about age pension entitlements? The current rhetoric from the Federal Government is that the age pension should be a “safety net” not an “entitlement”. So, what has changed? To find out I briefly examined the history of social welfare in Australia. After the Commonwealth of Australia was formed on 1 January 1901, amongst other things, the Commonwealth Parliament was authorised to legislate in respect of age and invalid pensions. A Royal Commission was held in 1905-06 on Old-Age Pensions. Although, it was not until June 1908 that the Commonwealth Parliament passed the Invalid and Old-Age Pensions Act and this came into operation in July, 1909,…